Smart Mutual Fund Investing
Built Around Your Goals
Build wealth through Curated Scheme Baskets, Goal-based SIPs, and automated BSE StarMF execution—backed by automated product suitability checks.
Your Investment Journey Made Simple
Follow our structured 5-step process designed to build wealth confidently through a seamless digital ecosystem.
Tell Us Your Goal
Share what you are investing for: Wealth Creation, Retirement, Kids Education, or Tax Savings.
Select Goal →Complete Risk Profile
Understand your comfort levels through our structured SEBI-aligned suitability check.
Run Risk Profile →Explore Suitable Funds
Discover handpicked schemes and Curated Fund Baskets tailored to your horizon.
Explore Baskets →Invest Paperless
Complete swift digital onboarding and execute paperless transactions via BSE StarMF.
Digital Onboarding →Track Portfolio
Monitor overall performance, track active SIPs, and perform CAS health checks.
Upload CAS →🎯 Smart Goal & SIP Wealth Planner
Calculate required monthly SIP aligned with target goals and inflation assumptions.
🛡️ SEBI Risk-o-Meter & PRC Debt Matrix Explorer
Analyze credit quality and duration risk ceilings across debt mutual funds.
Automated LTCG Tax-Loss Harvesting Engine
Wealthcrop continuously scans your portfolio to harvest tax-free Long-Term Capital Gains (LTCG) up to ₹1.25 Lakhs every year.
- Reset Cost Basis Tax-Free: Reinvest immediately to raise purchase cost base without changing asset allocation.
- Automated Loss Set-Off: Off-set short-term capital losses against taxable gains automatically.
- Zero Exit-Load Alerts: Triggers only when schemes cross 1-year holding period.
Family Folio & Digital Service Desk
Manage wealth across your family from a single primary login with instant digital service support.